Photo Morgan Richardson, 27, near her office in Chicago. “I’m just being responsible,” she said of saving for retirement. “I have a Roth I.R.A. and I put the maximum in it annually that I can.” Credit Alyssa Schukar for The New York Times Millennials are often criticized for not doing enough to plan for retirement, and the advice they get is usually from their parents or financial advisers who are much older and in different financial situations.

Source: Millennials Are Saving for the Future, if They Can Afford To